The year 2025 has brought fresh economic pressures for households across the UK. From food and childcare to petrol, energy bills, and rent, prices have soared due to persistent inflation. Many families are struggling to manage day-to-day expenses, prompting the government to roll out targeted relief measures.
One of the most anticipated is the £300 Cost of Living Payment, available in August 2025 under the Household Support Fund. This one-off payment aims to help those most affected by the rising cost of essentials and will be distributed by local councils.
Table of Contents
Overview
| Aspect | Details |
|---|---|
| Payment Amount | £300 one-off support |
| Scheme | Household Support Fund |
| Eligibility | Low-income households, benefit claimants, pensioners, disabled people, those with reduced income |
| Application Process | Through local council websites |
| Deadline | Set individually by each council |
| Payment Method | Bank transfer or vouchers |
£300 Cost of Living Payment 2025
The government recognises that inflation affects households differently. Some families face rising school fees or childcare costs, while others struggle with rent or energy bills, and many have experienced job loss or a reduction in income.
This £300 payment provides a lifeline to cover vital expenses, especially for those on low incomes or facing sudden financial hardship.
Eligibility Criteria
One advantage of this scheme is its broad eligibility criteria. You may qualify if you fall into one of the following groups:
- Households on Benefits: People receiving Universal Credit, Housing Benefit, or Council Tax Support will be prioritised.
- Low-Income Families with Schoolchildren: Parents whose children receive Free School Meals or Uniform Allowance can apply.
- Older or Disabled Residents: Pensioners, as well as those on Attendance Allowance or Disability Living Allowance, are eligible.
- Recently Reduced Income: Even if you do not currently claim benefits, you can apply through your council if your income has recently dropped.
How to Apply for the £300 Payment
There is no single UK-wide application system. Instead, applications are handled by local councils. Here’s the general process:
- Visit Your Local Council Website – Use the gov.uk find your local council tool to locate the correct site for your area.
- Locate the Cost of Living Support Section – Look for “Apply for Household Support Fund” or similar wording.
- Complete the Online Form – Provide details of your personal situation, income, expenses, and any benefits received.
- Submit Required Documents – This could include a recent payslip, bank statement, proof of benefits, or tenancy agreement.
- Send Your Application – Once submitted, you’ll typically receive confirmation by email.
Payment Schedule
If your application is approved, your £300 payment will be made by 15 August 2025 in most areas. Payments are usually made directly to your bank account, but some councils may issue vouchers instead. These vouchers can be used for groceries, energy bills, or school-related costs.
Important Points to Remember
- Only one application per household is allowed.
- You can still qualify even if you’ve received other Cost of Living payments earlier this year, but the final decision rests with your council.
- Deadlines for applications vary by local authority, so it’s essential to act quickly.
If Your Application Is Rejected
A refusal doesn’t necessarily mean the end of the road. You can:
- Appeal to your local council with more evidence.
- Update your application if your circumstances change.
- Contact your MP to seek further assistance.
FAQs
Q:- Who can apply for the £300 payment?
A = Low-income households, certain benefit recipients, pensioners, disabled residents, and those with a recent drop in income.
Q:- When will I get the payment?
A = By 15 August 2025 for most councils, either via bank transfer or vouchers.
Q:- Where do I apply?
A = Through your local council’s website using the gov.uk council finder tool.
